Privacy Policy

Last updated: [Insert Date]. This is a general draft policy provided for informational purposes and should be reviewed by qualified legal counsel before publication to ensure compliance with applicable laws in your jurisdiction.

1. Introduction

Peverholl ("we", "us", "our") provides AI-driven risk analysis tools aimed at helping student investors navigate cryptocurrency markets. This Privacy Policy explains what information we collect, how we use it, who we share it with, and the choices available to you. By accessing or using our website and services, you acknowledge that you have read and understood this policy.

2. Information We Collect

We may collect the following categories of information:

• Account information: name, email address, and login credentials provided when you register for an account.
• Usage data: pages visited, features used, time spent on the platform, and interaction with our risk-analysis tools.
• Device and technical data: IP address, browser type, operating system, and device identifiers collected automatically.
• Communications: messages, enquiries, or feedback you send us via contact forms or email.
• Financial inputs you choose to provide: portfolio information or risk parameters entered into our tools, used solely to generate analysis outputs within your session.

3. How We Use Information

We use collected information to:

• Provide, operate, and maintain our website and risk-analysis features;
• Respond to enquiries and provide customer support;
• Improve, personalize, and develop new features;
• Monitor usage patterns and maintain the security of our systems;
• Send administrative communications, such as updates to this policy or our terms;
• Comply with legal obligations where applicable.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, our legitimate interests in operating and improving our services, and compliance with legal obligations.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to recognize returning visitors, remember preferences, and analyze site traffic. You can control cookie settings through your browser; disabling cookies may limit certain features of the site. We do not currently respond to "Do Not Track" browser signals.

6. Sharing of Information

We do not sell your personal information. We may share information with:

• Service providers: third parties who assist with hosting, analytics, email delivery, or customer support, under obligations of confidentiality;
• Legal and regulatory authorities: where required to comply with applicable law, legal process, or governmental request;
• Business transfers: in connection with a merger, acquisition, or sale of assets, subject to appropriate confidentiality protections.

7. Data Retention

We retain personal information for as long as necessary to fulfil the purposes outlined in this policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we take reasonable steps to delete or anonymize it.

8. Data Security

We implement reasonable technical and organizational measures designed to protect information against unauthorized access, loss, misuse, or alteration. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. Your Rights and Choices

Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the processing of your personal information, and to request a copy of the data we hold about you. You may also have the right to object to certain processing or to withdraw consent at any time. To exercise these rights, please contact us using the details provided on our Contact page.

10. International Data Transfers

If we transfer personal information across borders, we take steps intended to ensure that such transfers comply with applicable data protection laws and that appropriate safeguards are in place.

11. Children's Privacy

Our services are not directed to children, and we do not knowingly collect personal information from individuals under the age of 16. If we become aware that we have inadvertently collected such information, we will take steps to delete it.

12. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will post the revised policy on this page with an updated "Last updated" date. Continued use of our services after any changes constitutes acceptance of the updated policy.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out via the details provided on our Contact page.